Real advice from real finance nerds

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First Time Buyer?

Where to start, government incentives and what do you need to know

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Up For Renewal?
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Investor?
Up/Down-Sizing?
Over 55?
Access Equity?

We work for you. Not the bank.

If your hobby is throwing cash on the campfire, be sure to sign the bank's renewal letter before speaking with us

Did you know most people are just one property away from financial freedom?

Tax-deductible interest on primary residence

Know your options, age in place, payment-free loans

Grow your business, renovate, education, gift down payment, travel....

Buy or sell first?

Know your numbers

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Why work with us?

Because you're not a mortgage expert.

We are.

Mortgages are complex and the options are endless. We'll tell you what the bank employees won't. We offer transparent guidance to help you understand the mortgage system so you can make educated decisions.

And wait until you see the blueprint we'll make just for you!

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Our Specialist In Your Area

Sally Bennett, B.A.B.Ed MIB

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Here's a few more reasons why you'll love us

Tailored Loan Solutions
A semi-detached house with a brown pebble-dash exterior and white-framed windows stands in the middle of the image. The backyard appears to be under construction or renovation, with building materials such as bricks, wood pallets, and tarps scattered across the lawn. A garage or carport area to the left is partially covered and houses some construction equipment. A wooden fence borders the right side of the property, and the grass shows signs of recent activity.
A semi-detached house with a brown pebble-dash exterior and white-framed windows stands in the middle of the image. The backyard appears to be under construction or renovation, with building materials such as bricks, wood pallets, and tarps scattered across the lawn. A garage or carport area to the left is partially covered and houses some construction equipment. A wooden fence borders the right side of the property, and the grass shows signs of recent activity.

Everyone's situation is different. Discover personalized mortgage solutions designed to meet your unique financial needs and goals.

An old wooden house with a brown tiled roof stands in front of two modern high-rise apartment buildings. The house has a weathered appearance with a small window, and there is a 'for sale' sign on the side. The modern buildings behind are much taller, with multiple balconies and windows. The sky is a clear blue.
An old wooden house with a brown tiled roof stands in front of two modern high-rise apartment buildings. The house has a weathered appearance with a small window, and there is a 'for sale' sign on the side. The modern buildings behind are much taller, with multiple balconies and windows. The sky is a clear blue.
This is an indoor setting with several wooden chairs and a desk. There are plants placed on the desk, and a large window allows natural light to come into the room. The window shows a view of a brick building exterior. There is a sign on the desk displaying an interest rate, and two computer monitors are visible on the desk.
This is an indoor setting with several wooden chairs and a desk. There are plants placed on the desk, and a large window allows natural light to come into the room. The window shows a view of a brick building exterior. There is a sign on the desk displaying an interest rate, and two computer monitors are visible on the desk.
Advice From LICENSED Professionals

Make sure the person giving you advice understands your situation and is a licensed professional. Don't be afraid to ask for their license number. This is the biggest investment of your life.

Expert guidance and support so you can make informed decisions confidently. Whether this is your 1st or 50th time, policies and regulations are constantly changing. We do this every single day.

Expert support throughout
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Wow I learned a lot! I'll definitely be back!

Sarah L.

I felt supported throughout the mortgage process, receiving independent guidance that genuinely considered my needs and goals.

John D.

★★★★★
★★★★★
★★★★★

We had an amazing experience with HLC! Their knowledge and commitment made the home-buying process so much easier and stress-free. We were really impressed by their attention to detail and personal touch. They walked us through each step and made sure we understood everything. We’ll definitely be back when it’s time to renew!

Gemma K.

★★★★★

Extremely knowledgeable in everything mortgage financing related! If you're looking for expert advice, service and the best mortgage options you have come to the right place!

Zac L.

★★★★★
★★★★★

Very helpful in getting me pre-approved. HLC made the process super easy and I would highly recommend them to anyone going through the same process!

Tim C.

Home Loan Central provided exceptional guidance. I felt supported throughout the process.

Michael S.

The team at Home Loan Central truly cares about finding the best mortgage for you. Ire ally felt like they had my best interests at heart and nothing was ever too much trouble.

Sarah J.

Thank you thank you thank you!!! We love our new home and couldn't have done it without you!

Carly B.

★★★★★
★★★★★

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